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Product Offerings

Offshore
Solutions.

Risk Alliance specialises in insurance structuring and bespoke risk‑financing solutions for our partners and clients. We help organisations strengthen financial control and long‑term security by designing compliant, efficient structures across South Africa and select International jurisdictions.

 

By combining a portfolio of onshore and offshore insurance solutions with deep technical expertise, we create tailored programmes that optimise capital efficiency and support sustainable wealth creation. Our facilities support life and non‑life insurance and reinsurance solutions.

Advantages of Offshore Solutions with Risk Alliance:

  • Protected reinsurance cell with a highly regarded, long‑established cell captive insurer 

  • Risk diversification to an equivalent jurisdiction (where appropriate)

  • Risk transfer aligned to your risk appetite for more effective risk financing

  • Improved solvency positioning through robust structuring

  • Enhanced protection of capital and profits

  • Access to global reinsurance markets and broader capacity

  • A clear route to establish a risk financing and transfer programme, including access to reinsurer capacity for hard‑to‑place risks 

Cell Captive Structures

CELL CAPTIVE STRUCTURES

A cell captive insurance facility is like a shopping mall with several individual stores sharing the same building and resources

Contingency Policies

CONTINGENCY POLICIES

An insurance contingency policy structure is like a safety net under a tightrope walker

Reinsurance Structures

REINSURANCE STRUCTURES

Reinsurance structures are like safety nets for insurance companies

Spread Loss Programmes

SPREAD LOSS PROGRAMMES

An insurance spread loss program is like a safety net that spreads across a tightrope walker's path

Value Added Products

VALUE ADDED PRODUCTS

Value added insurance products are like toppings on a pizza

Insurance Products & Structures

INSURANCE PRODUCTS & STRUCTURES

Specific or niche insurance products or structures are like tools in a toolbox

Admin & Underwriting

ADMIN & UNDERWRITING

Insurance administration and underwriting services are like the air traffic control tower

Micro Insurance Licenses

MICRO INSURANCE LICENSES

A micro insurance license and structure are like a small container and its lid

Individual & Compliance Services

 INDIVIDUAL & COMPLIANCE SERVICES

Key Individual and Compliance insurance services are like a safety net that protects a tightrope walker as they cross a high wire

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Claim Solutions

CLAIM SOLUTIONS

We simplify the insurance claims process for insurers and policyholders

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Digital Solutions

DIGITAL SOLUTIONS

Transforming business operations and processes digitally is essential for Intermediaries to enhance their sustainability and meet customers' expectations

Staggered Motorcycle Assist Logo

Staggered Rider is revolutionising the industry by providing customised and affordable motorcycle insurance products

The Aladdin System Solution

THE ALADDIN SYSTEM SOLUTION

An Insurance software solution that makes business sense

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